Thursday, January 7, 2016

Bryant McGill

Disappointment is coming, for sure! People are going to hurt you in ways you would never have believed even possible. You are going to be let-down and deeply betrayed. And there is only one thing to do when you are tragically let down — let-go. No matter how wrong they were, holding on will not make it right, it will only eat you alive over time. You are worthy of not reacting negatively to negativity. Don't let them kill you twice. Letting go is the only way. Quit hanging on to the past; fantasizing, dreaming, wishing and replaying it. You can't change it. You just haven't realized it yet, but you have moved on. You are different now; not of the past, but of now — a different person. You don't need whatever the past had — it's gone. Your life is here today. Your greatest moments are ahead of you and are right where you are now, so seize them while you can, before it is too late. Quit the endless worrying about the future. The way you get through life is one day at a time; even one hour at a time or one moment at a time. Start by finding, creating or noticing one good moment. Even in the darkest of times, if you look, you will find one. Being more positive just takes practice. You can retrain your mind to see the best possibilities in everything. A good moment in a bad day counts. Begin with this moment, and make it count.

Control your state of mind,

In any situation, control your state of mind, then look for an alternate way of thinking and delete the emotional baggage held against people.
If we hate someone, when we leave the costume we carry the imprint of hatred, and when the two souls meet again they experience hatred.
Every time we carry forward the unpleasantness, the magnitude and complexity increases. To change the quality of the interaction right now is only one thought away.
If someone has cheated or betrayed us, one option is to create hatred and carry it forward. Other option is to create forgiveness and change the quality of interaction.
Whatever others are doing to us is a return of our past karma, they are not wrong. The response we choose now will create our present and decide our future.

BK Shivani

Rates of income-tax

Rates of income-tax in respect of income liable to tax for the Financial year 2015-2016 / Assessment Year 2016-2017

There is no change in the basic tax rate and exemption limit for Individual, Hindu Undivided Family, Association of Person, Body Of Individuals and Artificial Juridical Person in Assessment Year 2016-17 in Comparison to A.Y. 2015-16.
Further There is no change in basic tax rate of Co-operative Society, Firms, Local Authorities and Companies. However, it is proposed to reduce the basic tax rate in the case of Companies from 30% to 25% over the next four years, starting from next financial year i.e. FY 2016-17.
There is change in Surcharge which is as under :
Person Present
Surcharge Rate
Proposed
Surcharge Rate
Other than Company –

– Having Total Income exceeding
Rs. 1 crore
10% 12%
Domestic Company‑

–      Having Total Income exceeding Rs.     1   crore    but   less    than   Rs.   10 crore 5% 7%
–     Having Total Income exceeding
Rs. 10 crore
10% 12%
Foreign Company‑

–      Having Total Income exceeding Rs.     1   crore    but   less    than   Rs.   10 crore 2% 2%
–     Having Total Income exceeding
Rs. 10 crore
5% 5%
There is no change in the rate of Education Cess and Secondary & Higher Education Cess on Income Tax and accordingly rate of 2% and 1% respectively on the amount of tax computed inclusive of surcharge, wherever applicable would be applied in all cases.
A. Normal tax rates applicable to an individual
The normal tax rates applicable to a resident individual will depend on the age of the individual. However, in case of a non-resident individual the tax rates will be same irrespective of his age. For the purpose of ascertainment of the applicable tax slab, an individual can be classified as follows:
  • Resident individual below the age of 60 years. i.e. born on or after 1.4.1956
  • Resident individual of the age of 60 years or above at any time during the year but below the age of 80 years. (i.e. born during 1-4-1936 to 3 1-3-1956)
  • Resident individual of the age of 80 years or above at any time during the year. i.e. born before 1.4.1936
  • Non-resident individual irrespective of the age.
i.  individual below the age of 60 years i.e. born on or after 1.4.1956, Non-resident individual irrespective of age, Resident/Non-Resident Hindu undivided family, association of persons, body of individuals, artificial juridical person. 
Tax Slab
Net income range Income-tax rates Education Cess Secondary and higher Education Cess
Up to Rs. 2,50,000 Nil Nil Nil
Rs. 2,50,000 – Rs. 5,00,000 10% of (total income minus Rs. 2,50,000) [*] 2% of income-tax 1% of income-tax
Rs. 5,00,000 – Rs. 10,00,000 Rs. 25,000 + 20% of (total income minus Rs. 5,00,000) 2% of income-tax 1% of income-tax
Above Rs. 10,00,000 Rs. 1,25,000 + 30% of (total income minus Rs. 10,00,000) 2% of income-tax 1% of income-tax
Tax Rate After Considering Surcharge# and Cess Based on Income Level-
Particulars Income Level
Taxable Income Rs. 2,50,000 Rs. 2.50 Lakh to 5 Lakh Rs.  5 Lakh to Rs.  10 Lakh Rs. 10 Lakh to Rs. 1 Crore Above Rs. 1 Crore
F.Y. 2014-15 Nil 10.30% 20.60% 30.90% 33.99%
F.Y 2015-16 Nil 10.30% 20.60% 30.90% 34.608%
(ii) In the case of every individual, being a resident in India, who is of the age of sixty years or more but less than eighty years at any time during the previous year  i.e. born during 1.4.1936 to 31.3.1956
Net income range Income-tax rates Education Cess Secondary and higher Education Cess
Up to Rs. 3,00,000 Nil Nil Nil
Rs. 3,00,000 – Rs. 5,00,000 10% of (total income minus Rs. 3,00,000) [*] 2% of income- tax 1% of income-tax
Rs. 5,00,000 – Rs. 10,00,000 Rs.    20,000 + 20% of (total
income minus Rs. 5,00,000)
2% of income- tax 1% of income-tax
Above                           Rs.
10,00,000
Rs. 1,20,000 + 30% of (total income minus Rs. 10,00,000) 2% of income- tax 1% of income-tax
Tax Rate After Considering Surcharge# and Cess Based on Income Level-
Particulars Income Level
Taxable Income Rs.  3 lakh Rs. 3 Lakh to Rs. 5 Lakh Rs.  5 Lakh to Rs.  10 Lakh Rs. 10 Lakh to Rs. 1 Crore Above Rs. 1 Crore
F.Y. 2014-15 Nil 10.30% 20.60% 30.90% 33.99%
F.Y 2015-16 Nil 10.30% 20.60% 30.90% 34.608%
(iii) in the case of every individual, being a resident in India, who is of the age of eighty years or more at anytime during the previous year i.e. born before 1.4.1936
Net income range Income-tax rates Education Cess Secondary                               and higher                    Education
Cess
Up to Rs. 5,00,000 Nil Nil Nil
Rs.    5,00,000 – Rs.
10,00,000
20% of (total income minus Rs. 5,00,000) 2% of income- tax 1% of income-tax
Above Rs. 10,00,000 Rs.    1,00,000 + 30% of (total
income minus Rs. 10,00,000)
2% of income- tax 1% of income-tax
Tax Rate After Considering Surcharge# and Cess Based on Income Level-
Particulars Income Level
Taxable Income Rs.  5 Lakh Rs.  5 Lakh to Rs.  10 Lakh Rs. 10 Lakh to Rs. 1 Crore Above Rs. 1 Crore
F.Y. 2014-15 Nil 20.60% 30.90% 33.99%
F.Y 2015-16 Nil 20.60% 30.90% 34.608%
#Surcharge : Surcharge is levied @ 12% on the amount of income-tax where net income exceeds Rs. 1 crore. In a case where surcharge is levied, EC of 2% and SHEC of 1% will be levied on the amount of income-tax plus surcharge.
However, marginal relief is available from surcharge in such a manner that in the case of a person having a net income exceeding Rs. 1 crore, the amount payable as income tax and surcharge shall not exceed the total amount payable as income-tax on total income of Rs. 1 crore by more than the amount of income that exceeds Rs. 1 crore.
AMT: In the case of a non-corporate taxpayer to whom the provisions of Alternate Minimum Tax (AMT) applies, tax payable cannot be less than 18.5% (+SC+EC+SHEC) of “adjusted total income” computed as per section 1 15JC. For provisions relating to AMT refer tutorial on “MAT/AMT” in tutorial section.
[*] A resident individual (whose net income does not exceed Rs. 5,00,000) can avail rebate under section 87A. It is deductible from income-tax before calculating education cess. The amount of rebate is 100 per cent of income-tax or Rs. 2,000, whichever is less.
 B. Co-operative Societies
In the case of co-operative societies, the rates of income-tax have been specified in Paragraph B of Part III of the First Schedule to the Bill. These rates will continue to be the same as those specified for financial year 2014-15.
The amount of income-tax shall be increased by a surcharge at the rate of twelve percent of such income-tax in case of a co-operative society having a total income exceeding one crore rupees .
However, the total amount payable as income-tax and surcharge on total income exceeding one crore rupees shall not exceed the total amount payable as income-tax on a total income of one crore rupees by more than the amount of income that exceeds one crore rupees.
AMT : In the case of a non-corporate taxpayer to whom the provisions of Alternate Minimum Tax (AMT) applies, tax payable cannot be less than 18.5% (+SC+EC+SHEC) of “adjusted total income” computed as per section 115JC.
Income Tax Rate Chart In case of Co- Operative Societies for Financial year 2015-16

Particulars Income Level
Taxable Income Up to Rs. 10,000 Rs. 10,000      Rs.    to Rs. 20,000 Rs. 20,000        to Rs. 1 Crore Above 1 Crore
F.Y. 2014-15 10.30% 20.60% 30.90% 33.99%
F.Y 2015-16 10.30% 20.60% 30.90% 34.608%
C. Partner ship Firms /Limited Liability Partnerships

In the case of firms, the rate of income-tax has been specified in Paragraph C of Part III of the First Schedule to the Bill. This rate will continue to be the same as that specified for financial year 2014-15 i.e. 30%.
The amount of income-tax shall be increased by a surcharge at the rate of twelve percent of such income-tax in case of a firm having a total income exceeding one crore rupees .
However, the total amount payable as income-tax and surcharge on total income exceeding one crore rupees shall not exceed the total amount payable as income-tax on a total income of one crore rupees by more than the amount of income that exceeds one crore rupees.
In the case of a non-corporate taxpayers to whom the provisions of Alternate Minimum Tax (AMT) applies, tax payable cannot be less than 18.5% (+SC+EC+SHEC) of “adjusted total income” computed as per section 115JC.
Income Tax Rate Chart In case of Firms/LLP for Financial year 2015-16

Particulars Income Level
Taxable Income Upto 1 Crore 1 Crore to 10
Crore
Above 10 Crore
F.Y. 2014-15 30.90% 33.99% 33.99%
F.Y. 2015-16 30.90% 34.608% 34.608%
D. Local authorities
The rate of income-tax in the case of every local authority is specified in Paragraph D of Part III of the First Schedule to the Bill. This rate will continue to be the same as that specified for the financial year 2014-15 i.e.  30% of taxable income..
The amount of income-tax shall be increased by a surcharge at the rate of twelve percent. of such income-tax in case of a local authority having a total income exceeding one crore rupees.
However, the total amount payable as income-tax and surcharge on total income exceeding one crore rupees shall not exceed the total amount payable as income-tax on a total income of one crore rupees by more than the amount of income that exceeds one crore rupees.
AMT : In the case of a non-corporate taxpayer to whom the provisions of Alternate Minimum Tax (AMT) applies, tax payable cannot be less than 18.5% (+SC+EC+SHEC) of “adjusted total income” computed as per section 115JC.
Income Tax Rate Chart In case of Local authorities for Financial year 2015-16

Particulars Income Level
Taxable Income Upto 1 Crore 1 Crore to 10
Crore
Above 10 Crore
F.Y. 2014-15 30.90% 33.99% 33.99%
F.Y 2015-16 30.90% 34.608% 34.608%
E. Companies
a. Domestic Company
The rates of income-tax in the case of companies are specified in Paragraph E of Part III of the First Schedule to the Bill. These rates are the same as those specified for the financial year 2014-15 i.e.  30% of taxable income.
Surcharge at the rate of seven per cent shall be levied in case of a domestic company if the total income of the domestic company exceeds one crore rupees but does not exceed ten crore rupees. The surcharge at the rate of twelve percent shall be levied if the total income of the domestic company exceeds ten crore rupees. In case of companies other than domestic companies, the existing surcharge of two per cent. shall continue to be levied if the total income exceeds one crore rupees but does not exceed ten crore rupees. The surcharge at the rate of five percent shall continue to be levied if the total income of the company other than domestic company exceeds ten crore rupees.
However, the total amount payable as income-tax and surcharge on total income exceeding one crore rupees but not exceeding ten crore rupees, shall not exceed the total amount payable as income-tax on a total income of one crore rupees, by more than the amount of income that exceeds one crore rupees. The total amount payable as income-tax and surcharge on total income exceeding ten crore rupees, shall not exceed the total amount payable as income-tax and surcharge on a total income of ten crore rupees, by more than the amount of income that exceeds ten crore rupees.
In other cases (including sections 115-O, 115QA, 115R or 115TA) the surcharge shall be levied at the rate of twelve percent.
For financial year 2015-2016, additional surcharge called the “Education Cess on income-tax” and “Secondary and Higher Education Cess on income-tax” shall continue to be levied at the rate of two per cent. and one per cent. respectively, on the amount of tax computed, inclusive of surcharge (wherever applicable), in all cases. No marginal relief shall be available in respect of such Cess.
b.  Normal tax rates applicable to a foreign company
A foreign company is taxed at a flat rate of 40%. Apart from tax @ 40%, Education Cess is levied @ 2% of income-tax and Secondary and higher Education Cess is levied @ 1% of income-tax.
Surcharge : In addition to tax at above rate, surcharge is levied @ 2% on the amount of income-tax if net income exceeds Rs. 1 crore but does not exceed Rs. 10 crore and @ 5% on the amount of income-tax if net income exceeds Rs. 10 crore. In a case where surcharge is levied, EC of 2% and SHEC of 1% will be levied on the amount of income-tax plus surcharge.
However, marginal relief is available from surcharge in such a manner that in the case of a foreign company whose net income exceeds Rs. 1 crore but does not exceed Rs. 10 crore the amount payable as income-tax and surcharge shall not exceed the total amount payable as income-tax on total income of Rs. 1 crore by more than the amount of income that exceeds Rs. 1 crore.
In case of a foreign company whose net income exceeds Rs. 10 crore, marginal relief is available from surcharge in such a manner that the amount payable as income-tax and surcharge shall not exceed the total amount payable as income-tax and surcharge on total income of Rs. 10 crore by more than the amount of income that exceeds Rs. 10 crore.
MAT : In the case of a corporate taxpayer to whom the provisions of Minimum Alternate Tax (MAT) applies, tax payable cannot be less than 18.5% (+SC+EC+SHEC) of “Book profit” as per section 1 15JB.
Income Tax Rate Chart In case of  Corporates for Financial year 2015-16
SI.No. Particulars Tax(%) Surcharge(%) E. Cess(%) SHE. Cess (%) Effective Tax(%)
1 Domestic companies (with total income less than 1 Cr.) 30 2 1 30.90
2 Domestic companies (with total income more than1 cr. but less than 10 Cr.) 30 7* 2 1 33.063
3 Other domestic companies 30 12# 2 1 34.608
4 Foreign companies (with total income less than 1 Cr.) 40 2 1 41.20
5 Foreign companies (with total income more than 40 2 2 1 42.024

1 cr. but less than 10 Cr.)




6 Other foreign companies 40 5 2 1 43.26
* Surcharge has been increased from 5% to 7%.
# Surcharge has been increased from 10% to 12%.

MINIMUM ALTERNATE TAX (MAT) RATES FOR FINANCIAL YEAR 2015-16

SI. No. Particulars Tax (%) Surcharge
(%)
E. Cess
(%)
S Et HE. Cess (%) Effective Tax
(%)
1 Domestic companies (with total income less than 1 Cr.) 18.5 2 1 19.055
2 Domestic companies (with total income more than 1 cr. but less than 10 Cr.) 18.5 7* 2 1 20.389
3 Other domestic companies 18.5 12# 2 1 21.342
4 Foreign companies (with total income less than 1 Cr.) 18.5 2 1 19.06
5 Foreign companies (with total income more than 1 cr. but less than 10 Cr.) 18.5 2 2 1 19.436
6 Other foreign companies 18.5 5 2 1 20.008
* Surcharge has been increased from 5% to 7%.
# Surcharge has been increased from 10% to 12%.
Alternate Minimum Tax (AMT)
It is applicable on all persons other than companies. In case of Individual, Hindu Undivided Family, Association of Persons and Body of Individuals, it applies only if Adjusted Total Income exceeds Rs. 20,00,000. Adjusted Total Income is computed by increasing Total Income by any Deduction claimed under chapter VIA [Sec. 80-IA to Sec. 8ORRB (Except Sec. 80P)] and Sec. 10AA.
AMT would be computed at the rate of 18.5% on adjusted total income. Surcharge has been increased from 10% to 12% where the adjusted total income exceeds Rs. 1,00,00,000. Education Cess is applicable at the rate of 2%. Secondary and Higher Education Cess is applicable ® 1% on income tax.
Securities Transaction Tax (STT) Rates for Financial Year 2015-16

STT is levied on the value of taxable securities transaction as under:
Sl. No. Transactions Rate Payable by
1 Purchase/Sale of equity shares (delivery based) 0.1% Purchaser/ Seller
2 Purchase of units of equity-oriented mutual fund (delivery based) Nil Purchaser
3 Sale of units of equity-oriented mutual fund (delivery based) 0.001% Seller
4 Sale of equity shares, units of equity-oriented mutual fund (non-delivery based) 0.025% Seller
5 Sale of an option in securities 0.017% Seller
6 Sale of an option in securities, where option is exercised 0.125% Purchaser
7 Sale of a futures in securities 0.01% Seller
8 Sale of unit of equity oriented fund to the Mutual Fund 0.001% Seller
Commodities Transaction Tax (CTT)
CTT is levied on the value of taxable commodities transaction:
Transactions Rate Payable by
Sale of commodity derivative (other than agricultural commodities) entered in a recognised association 0.1% Seller

Dividend Distribution Tax (DDT) for Financial Year 2015-16

Dividends distributed by an Indian Company are exempt from income tax in the hands of all shareholders. DDT shall be computed on the amount determined after grossing up dividend paid by the rate of tax (excluding Surcharge and Cess) on such dividend.
Grossing up needs to be done only of the Basic Rate and not of the Effective Rate. The rates of DDT are as below:

DDT Rates for Companies for Financial Year 2015-16

Basic Rate Effective Rate*
17.647 20.358
*including Surcharge of 12% & Education Cess
DDT Rates for Mutual Fund” (MF) for payments to –
Particulars Basic Rate Effective Rate*
(1)   Distribution by MF under an Infrastructure Debt fund scheme to a non-resident 5.263 6.071
(2)   To an individual or HUF excluding (1) above 33.33 38.449
(3) To any other Person excluding (1) a (2) above 42.85 49.432
*including Surcharge of 12% & Education Cess
# Excludes equity oriented funds
(Republished with Amendments)

Determination

You have the determination to plant seeds of change now, and the wisdom to wait for the fruits to emerge.

Wednesday, January 6, 2016

Congratulation

श्री वीरेन्द्र कुमार वर्मा जी (Advocate High Court - Punjab & Haryana) को संस्थान द्वारा "प्रदेश विधिक सह सलाहकार - हरियाणा प्रदेश" पद पर मनोनीत किये जाने के सुअवसर पर पूरे ABSSVSS परिवार की ओर से हार्दिक बधाई एवं शुभकामनाएं ।।

A.R. Rahman

HAPPY B'DAY: ऑस्कर विनर A.R. Rahman का आज 49वां बर्थडे है।

Hydrogen Bomb

North Korea claims successful testing of hydrogen bomb; International community condemns the act; United Nations Security Council to hold an emergency meeting today.

All India Radio News

BK Shivani

चलने की कोशिश तो करो,
दिशाएँ बहुत हैं!
रास्तों पे बिखरे काँटों से न डरो,
तुम्हारे साथ दुआएँ बहुत हैं!
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बेशकीमती तोहफा


एक राजा ने दूसरे राजा के पास एक पत्र और सुरमे की एक छोटी सी डिबिया भेजी।पत्र में लिखा था की जो सुरमा भिजवा रहा हूँ वह अत्यंत मूल्यवान है।
इसे लगाने से अंधापन दूर हो जाता है।
राजा सोच में पड़ गया। वह समझ नही पा रहा था कि इसे किस किस को दे।
उसके राज्य में नेत्रहीनों की संख्या अच्छी खासी थी, पर सुरमे की मात्रा बस इतनी थी, जिससे दो आँखों की रोशनी लौट सके।
राजा इसे अपने किसी अत्यंत प्रिय व्यक्ति को देना चाहता था ।
तभी राजा को अचानक अपने एक वृद्ध मंत्री की स्मृति आई वह मंत्री बहुत ही बुद्धिमान था मगर आंखों की रोशनी चले जाने के कारण उसने राजकीय काम काज से छुट्टी ले ली थी और घर पर ही रहता था ।
राजा ने सोचा कि उसकी आंखों की ज्योति वापस आ गई तो उसे उस योग्य मंत्री की सेवाएं फिर से मिलने लगेंगी ।
राजा ने मंत्री को बुलावा भेज दिया था और उसे सुरमे की डिबिया देते हुए कहा था इस सुरमे को आंखों में डाले आप पुनः देखने लग जाएंगे ।
ध्यान रहे यह केवल दो आंखों के लिए है मंत्री ने एक आंख में सुरमा डाला उसकी रोशनी आ गई उस आँख से मंत्री को सब कुछ दिखने लगा फिर उससे फिर उसने बचा हुआ सुरमा अपनी जीभ पर डाल दिया यह देख कर राजा चकित रह गया उसने पूछा यह आपने क्या किया अब तो आपकी एक ही आंख में रोशनी आ पाएगी, लोग आप को काने कहेंगे । मत्री ने जवाब दिया राजन चिंता ना करें मैं काना नहीं रहूंगा ।
मैं आंख वाला बनकर हजारो नेत्रहीनों को रोशनी दूंगा । मैंने चखकर यह जान लिया है कि सुरमा किस चीज से बना है मै अब स्वयं सुरमा बनाकर नेत्रहीनों में बाटूंगा ।
राजा ने मंत्री को गले लगाया और कहा यह हमारा सौभाग्य है कि मुझे आप जैसा मंत्री मिला । अगर हर राज्य के मंत्री आप जैसी हो जाए तो किसी को कोई दुख नहीं होगा।
Moral:
इसलिए हमें न केवल अपना ही हित सोचना चाहिए बल्कि सबके हित के बारे में सोचना चाहिए। दूसरों का हित करने से ख़ुशी मिलती है।
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Tuesday, January 5, 2016

Record Inflows

Strong inflows to fixed income and equity MF schemes swelled the asset under management of the domestic MF industry to a record high for the ninth consecutive quarter in a row.

CRPF

CRPF will soon deploy about 300 women commandos for undertaking anti-Naxal operations.

BK Shivani-To take control of situations first take control of yourself.


In every situation instead of checking what is right for the situation or the other person, first take care of what is the right way for me to be in this situation.
Going out of control means disconnected from your natural self of purity, peace, love and happiness.
One wrong has no right to correct another wrong, and no power to change them. We have to be in the right before inspiring others to change.
If family or friends are in pain, hurt or anger, we have to first take care of ourselves, remain stable and then help them to come out of it.
When we use love as the way of working, our internal strength, makes people - want to respect us for our inner power, rather than - have to respect us for our position.

आबिद बने WIPRO के CEO

इंदौर/ नीमच. आबिद अली नीमचवाला देश की तीसरी सबसे बड़ी आईटी कंपनी विप्रो के सीईओ बनाए गए हैं। वे 1 फरवरी से नए रोल में काम करेंगे। मध्य प्रदेश के मालवा इलाके के नीमच जिले में जन्मे आबिद के पिता इसी शहर में एक छोटा-सा जनरल स्टोर चलाते थे। उनके परिवार के कई लोग आज भी यहीं रहते हैं।
कहां हुई आबिद की पढ़ाई-लिखाई...
- आबिद अली का परिवार अब भी नीमच में रहता है। उनके 5 चचेरे भाई हैं। उनकी बोहरा बाजार में बर्तन की दुकान है।
- आबिद के भतीजे हातिम अली के मुताबिक उनकी स्कूल की पढ़ाई नीमच में ही हुई।
- उन्होंने रायपुर एनआईटी से इलेक्‍ट्रॉनि‍क एंड कम्‍युनि‍केशन इंजीनि‍यरिंग की है।
- उन्‍होंने आईआईटी, मुंबई से इंडस्ट्रियल मैनेजमेंट में मास्‍टर डि‍ग्री हासि‍ल की।
कहां थी आबिद के पिता की दुकान?
- आबिद अली के पिता का नाम जैनुद्दीन लाइटवाला था।
- नीमच के पुस्तक बाजार में अम्बर स्टोर्स एंड स्टेशनर्स के नाम से उनका एक जनरल स्टोर और स्टेशनरी शॉप भी था।
- बचपन में आबिद अपने पिता का हाथ बंटाया करते थे।
3 हजार रुपए थी पहली कमाई
- पढ़ाई के दौरान ही उन्होंने अपने कुछ दोस्तों के साथ मिलकर एक केमिकल कंपनी के लिए एक सॉफ्टवेयर डिजाइन किया था। उसके लिए उन्हें 3 हजार रुपए मिले थे।
- इस सॉफ्टवेयर के स्ट्रक्चर को देखकर उस समय उनके प्रोफेसर ने कहा था- तुम एक दिन दुनिया में नाम करोगे।
तीन बच्चों के पिता हैं आबिद, रहते हैं यूएस में
- आबिद पत्नी हसीना व तीन बच्चों मुस्तफा, मुर्तजा और बेटी फातिमा के साथ यूएस में रहते हैं।
- दो साल पहले पिता का निधन होने पर वे नीमच आए थे। उस दौरान वे तीन घंटे ही परिवार के साथ रहे थे।
- वाट्सऐप के जरिए आबिद नीमच में पूरे परिवार से जुड़े रहते हैं।

टीसीएस में रहे 23 साल
- आबिद अली 23 साल तक टाटा समूह की कंपनी टीसीएस में रहे हैं।
- 31 मार्च, 2015 को 48 हजार करोड़ रुपए का रेवेन्यू हासिल करने वाली विप्रो को आबिद ने पिछले साल ज्वॉइन किया था।
- उन्हें ग्लोबल आईटी मार्केट और सर्विस सेगमेंट का एक्सपर्ट माना जाता है।
http://www.bhaskar.com/news-fbo/c-8-1305105-id0504-NOR.html

Jennifer Weiner

I have learned a lot this year… I learned that things don’t always turn out the way you planned, or the way you think they should. And I’ve learned that there are things that go wrong that don’t always get fixed or get put back together the way they were before. I’ve learned that some broken things stay broken, and I’ve learned that you can get through bad times and keep looking for better ones, as long as you have people who love you.

सफलता का सबसे प्रमुख अवरोधक क्रोध है

सफलता का सबसे प्रमुख अवरोधक क्रोध है। क्रोध मनुष्य का एक बहुत खतरनाक अवगुण है। क्रोध वह कीड़ा है जो सूक्ष्म रूप से मनुष्य के अंदर घुसता है और यदि उस कीड़े पर तुरंत नियंत्रण नहीं किया जाए तो वह विकराल रूप धारण कर लेता है और मनुष्य को विनाश के मार्ग पर धकेल देता है।
क्रोध के बढऩे पर मनुष्य का मन, बुद्धि आदि उसके वश में नहीं रहते। क्रोध मनुष्य को असफलता, अपराध और गलत निर्णय की ओर ले जाता है। प्रख्यात वैज्ञानिक जगदीश चंद्र बसु ने कहा है-''नाड़ी मंआ आघात क्रोध से होता है। क्रोध बढ़ा तो आघात भी बढ़ा। जरा-सा क्रोध भी पीड़ा का कारण है। भय से नसें नष्ट होतीं हैं, ताप से और चिंता से झुलसती हैं। क्रोध को जीतना मृत्यु पर विजय है।ÓÓ क्रोधी मनुष्य आवेश में हत्या या आत्महत्या तक कर लेता है। उसके सोचने-समझने की शक्ति समाप्त हो जाती है। क्रोध प्राय: साधारण कारणों से उत्पन्न होता है और साधारणत: ही उसे समाप्त भी किया जा सकता है। क्रोध मनुष्य को असफलता के पास तो पहुंचाता ही है, साथ ही उन लोगों को भी आहत करता है जो उसकी क्रोधाग्नि की चपेट में आते हैं। क्रोधी व्यक्ति का मानसिक संतुलन कभी ठीक नहीं रहता। क्रोध करने वालों से लोग दूर भागने लगते हैं। उनसे बात करने में कतराने लगते हैं। ऐसा इसलिए, क्योंकि न जाने कब वे भड़क जाएं और झगड़ा हो जाए। एक तरह से ऐसे व्यक्ति समाज से कट जाते हैं जो उनकी सफलता के लिए अत्यंत घातक होता है।
अक्सर क्रोध पर नियंत्रण करने के लिए मु_ी भींच लेने या उल्टी गिनती करने की बात कही जाती है। क्यों क्रोध के समय में इंसान विवेक खो देता है? स्वभाव में चिड़चिडापन आ जाता है। बेसब्री में सही निर्णय लेना व उचित व्यवहार असंभव हो जाता है। इस तरह के व्यवहार से लोग खिन्न होते हैं। समस्याएं सुलझने की बजाए उलझ जाती हैं। क्रोध के समय शांत रहने और सब्र रखने में ही भलाई है। धीरे-धीरे समस्याएं सुलझने लगेंगी। एक शांत मस्तिष्क ही सही फैसले और उचित व्यवहार कर सकता है। इसी संदर्भ में किसी विद्वान ने कहा है कि अक्रोध से क्रोध को जीतें, दुष्ट को भलाई से जीतें, कृपण को दान से जीतें और झूठ बोलने वाले को सत्य से जीतें। क्रोध को वश में कर लेने पर क्रोध बढ़ता है और आवेश को आत्मबल के रूप में परिवर्तित किया जा सकता है।

Written by: ज्योतिषाचार्य “पंकज कुमार” 

Positive Thought

Take a few minutes today to reflect on how was 2015, what were the learnings and achievements. Prepare for 2016 with a renewed energy and faith that all will be well.

Don't run after them

 'God sometimes removes a person from your life for your protection. Don't run after them.

Rick Warren —

Pharma technology upgradation

Government is planning to set up a Rs 500-crore pharma technology upgradation fund which will facilitate cheaper loans to entities looking to upgrade their manufacturing facilities.

History in Pictures


5000 & 10000 Rs note issued by RBI in 1954. The per capita income was approx Rs. 260 at that time.
PMO India : Report Card

Reserve Bank of India

Reserve Bank of India imposes a penalty of one crore rupees on an SBI associate bank, State Bank of Travancore, for violation of some of its instructions. RBI said, the monetary penalty has been imposed for violation of its instructions including reporting of data to Central Repository of Information on Large Credits (CRILC).